Injury Risk Claims Defence Team

Injury Risk does not underestimate the effect that a claim can have on an organisation. We are fully aware of not only the financial impact, but also the detrimental effect on reputation, morale and the risk of further similar claims.

The team's aim is to understand your business so that we will be able to claims manage effectively and allow you to continue to trade in an effective and profitable manner. In doing this you could lower your annual insurance premiums. Where you have a high excess we can act for you directly or, should you so wish, we can liaise with both yourself and your insurer to manage the case.

Businesses

The injury risk team specialise in defending businesses against claims brought by employees or the public for compensation for personal injury and property damage in the following contexts:

• Employers Liability (including industrial disease claims):
  Where your employee is injured at or during the course of work, the team may assist to defend the claim in its entirety or, where appropriate, settle the case in an efficient cost effective manner.
  
  With Industrial Disease claims on the increase, the team also advises on how to defend industrial disease claims and investigate the insurance history even when there is no obvious evidence of insurance cover at the time the Claimant was allegedly exposed.
   
• Public Liability:
  Where a member of the public is injured on your premises or land or as a result of the course of your business’ activities, the team will work with you to investigate the claim and provide a robust defence to the allegations wherever possible.
   
• Product Liability
  Where a consumer is injured or property is damaged through use of the product you sell or manufacture, the team will assist to assess your businesses’ potential liability for the alleged defect. The team will aim to facilitate a cost effective defence to the claim.
   
• Employee road traffic accident liability
  Where your employee is injured in a company vehicle during the course of his/her employment or where your employee injures someone else during work time, the team will work with you to thoroughly investigate the accident and work with your fleet road traffic insurer to defend the matter. By progressing a defence to the claim where appropriate we will ensure your vehicle insurance premiums are not increased unnecessarily.
   
• Risk management
  The team also provide pre emptive advice to avoid the instances of claims. We can provide advice on Health and Safety regulation compliance, risk assessment issues and Health and Safety offences such as corporate manslaughter.

Insurers

The team acts for insurance companies off-panel, as clients would rather use us. We also also act for Research Councils defending employer’s liability claims.

Some examples of our recent work:

The team’s relevant experience to your need includes acting for:

• An uninsured subcontractor in the defence of a severe brain injury claim.
• Large building contractors in the defence of mesothelioma/asbestosis claims brought against it by workers exposed both in this country and abroad.
• A tyre manufacturer for stress at work claims and employers’ liability claims.
• A Government Research Council for a death at work
• Employers for Road traffic offences committed by their employees and civil and criminal claims arising from the acts or omissions of their employees.
• Sabre Insurance for defence of road traffic accident claims
• A multinational manufacturer of household goods against product liability claims.