Purchasing a property through a SIPP (Self Invested Personal Pension Scheme) or SSAS (Small Self Administered Scheme) may seem like a tax-efficient answer to your pension planning, or even allow you to release equity from your business premises, but it is important you get specialist legal advice from experts in SIPP and SSAS Property transactions.

Our dedicated pension fund property lawyers at Thrings are experts in the acquisition, investment management and disposal of commercial property using SIPPs and SSASs. We are routinely instructed by a number of high profile insurance companies and pensions providers who administer SIPPs and SSASs for their pension scheme members.

Typically, it is the self-employed individual who will choose to purchase a commercial property through a SIPP or SSAS, either to occupy it for the purposes of his/her own business or, as is now becoming more popular, to hold it as part of an investment portfolio. We buy, sell and lease properties throughout England and Wales, including offices, industrial and retail units, agricultural land and development sites specifically for SIPPs and SSASs.
Our lawyers are highly skilled commercial conveyancers, but with a detailed knowledge of the Inland Revenue Regulations which govern these complex, tax-driven investment schemes. This enables us to guide our clients through the process of acquiring a commercial property through their pension schemes, avoiding the pitfalls that often trip solicitors who may be unfamiliar with the Inland Revenue framework.

We are experienced in handling property disposals, acting quickly to ensure the client's property investments can be realised within required timescales. With the information we gather during acquisition and on-going management of the property, we will be ready to deal with the disposal in an efficient and cost effective way.

We also work closely with our Property Dispute Resolution team who assist our pension fund clients in litigious matters and in relation to Landlord and Tenant issues such as dilapidations, lease renewals and rent arrears.

Some examples of our work:

The sale of the headquarters of a Top 100 law firm to institutional investors for a price in excess of £4 million.

The auction sale of a fishing lake

The acquisition of a tenanted courtyard of retail units.